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Saving Money Tips

Desperate to save some money? But don't know how to? I prepared list of tips based on my experience as I proclaim that I'm the "Tipid Queen" (Tipid in English is Thrifty). I'm passionate at saving money. I don't have a specific goal, so I'll just call it "For the future". In that future, I can afford whatever I want to buy. I'm still a student so I depend on my parents and chose to save money so when I'll have my own salary in the future, it'll just add on my savings.

Deposit all of your money.
Bank account has given me a big help. Thanks Mom for helping me opening my bank account. You need to open an account if you want to save a big amount of money because it'll keep your money safe. It wouldn't tempt you to buy things you want even it is in your wallet because you'll have to make an extra effort to go to the ATM and withdraw money.

"Money looks better in the bank than on your feet."

And if you don't have a bank account, or you still can't open one, or you just don't want to. You may consider savings jar like these

Needs over Wants.
Always prioritize your needs. Once you've got all you need, set aside the remaining money and indulge to the things you want when you reach the exact amount of money you wanted to save.

Withdraw money only for your needs.
Having lesser money in your wallet will help you not to buy unnecessary things. And let you focus on your savings more.

Limit your expensive expenses.
If you want coffee. Go with sachets! It won't kill you. They're still coffee and sometimes is more tasty than those expensive drinks you buy in Starbucks. P6 versus P150 (according to Philippine peso). See the difference? Or better yet, avoid coffee because there whole lots of reasons to avoid it, go search it. Do not buy that "new arrival" clothes as well. Don't be a social climber, besides I bet you've got whole bunch of clothes already. Save money. You'll thank me for this.

"Don't go broke trying to look rich."

Choose cheaper alternatives.
Referring to the previous tips. There's always alternative and even better. You don't have to spend way too much money just for a single thing. Think thrifty.

Lessen fast food and junk food.
Believe me, I know how much we love these crappy food. But let's use our head and think, that these can make us fat like pigs because it's addictive and we always want more. So we tend to spend way too much money for these craps and forget our savings goal. Am I right?

When you see donut or the world's best fries, think of what it can do to your body. Plus, when you feel hungry after you just ate few minutes ago.. You're not hungry, you're thirsty and dehydrated. And no, don't drink juice or sodas, choose water. Water is cheap and healthy, drink lots of them. Fruits and veggies are cheaper as well.

Reward yourself at the end of the month.
This is really important. Rewarding yourself is the sense of appreciating yourself after the hard work of saving money. Just make sure that that reward won't empty your bank, or else every hard work you put on to will just go to waste.

I hope this blog post helps and encourage you to save money. Your near future will thank you if you do it now. Good luck!

What do think of this blogpost? Any other suggestions? Leave a comment below.

Previous blog: How to make it easier for you to go to school


  1. I needed this so much! I tend to believe that my credit card doesn't have a limit, which is stupid because I'd buy everything and anything I want. Need to keep these tips in mind. Thanks!

    Hannie Arden from Missing Wanderer.

    1. I'm glad you found my blog post. Yes, we all need to save money. I'll support you when you already are using my tips. Good luck.

  2. Thank you for this! I seriously need to do some saving! Luckily, I will be starting a new job that is waayy more consistent than my last one so hopefully I can definitely put these tips into action!:)

    Shannon Sage

    1. You're welcome. Good luck! I hope you'll save whole lot.

  3. These are really good tips! When I was a student, I was also depending on my parents so I was making sure to save up some money instead of spending all. I was actually really good at it. I make sure not to eat out all the time, so it doesn't hurt my bank balance:)


    1. Thank you Ela. I'm glad I'm not the only one. Yes, I also avoid eating out because they're way expensive than preparing and bringing my own food.

  4. Saving money is actually a pain in the ass for me. Huhu. But this year, I am doing my best to save since I am targeting to travel more this year. Everyday, I go to work with only a P100 bill in my wallet and so far it has worked. It saved me from all those taxi rides going home! Haha.

    xx, Janine
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  5. These tips are really a big help. I've also posted the same thing in my blog last year. You may also check it out, we never know it can help you too. Hihi :) Here's the blog post: How To Save Money If You're A Student.

    Augustin Ra | Indie Spirit

  6. Salam! Thanks for the tips and sharing your inputs about it, Can you also make an article about How to have multiple stream of passive income please. Thank you